Debt Management Services
At Garth Day Year Auctioneers (GDYA)
We work with financial institutions, businesses, and individual lenders to manage and recover debts while safeguarding reputations and maintaining compliance with industry regulations. Our experienced team combines legal expertise, strategic communication, and data-driven processes to deliver swift and sustainable outcomes.
1
Mobile Loans
In today’s fast-moving digital economy, mobile loans have become a popular and convenient lending option. At GDYA, we recognize the unique challenges lenders face in managing this type of credit.
Real-Time Tracking & Recovery
Leveraging technology to trace and recover outstanding mobile loan balances efficiently.
Customer Communication
Using respectful, compliant, and effective channels (SMS, calls, emails) to engage borrowers and negotiate repayment plans.
Fraud Prevention
We ensure that mobile loan debt recovery remains cost-effective, efficient, and customer-friendly to preserve lender-borrower relationships.
2
Conventional/Generic Loans
Conventional or generic loans, such as personal, business, or secured credit facilities, require a more structured approach. GDYA offers end-to-end solutions for these loans, including:
Loan Portfolio Analysis
Reviewing the lender’s portfolio to identify risk levels and prioritize recovery efforts.
Repayment Plan Structuring
Negotiating repayment arrangements tailored to the borrower’s capacity while maximizing recovery.
Asset Recovery
Managing collateral repossession and auction processes where necessary, following due process and legal compliance.
Reporting & Compliance
Providing transparent reporting and ensuring adherence to all regulatory requirements throughout the process.
Why Partner with GDYA?
Our Debt Management Services combine human expertise and technology-driven systems to recover debts quickly and ethically. Whether dealing with mobile loans or conventional loans, GDYA is a trusted partner committed to safeguarding our clients’ financial interests while maintaining the dignity of all parties involved.